Friday, October 29, 2010

Credit Score revealed

During the rental application process for my new apartment (yes! I am signing a lease on my first place where I haven't had a parent as a co-signer!), they ran my credit check. The company has a strict 660+ policy for new tenants, and because I have little credit history, I was worried that I wouldn't measure up. I'd run my stats in CreditKarma.com, and they estimated my score to be about 666. Cutting it close!

But the landlady was favorably impressed by my income, lack of debt, and even my credit score -- which I asked her for, since she'd submitted the inquiry to Trans Union (one of the 3 major credit bureaux).


Saturday, October 2, 2010